https://mykobu.com/notes/ What it looks like from both sides of the table. Capital, boards, operations and what AI is breaking underneath. By Juan Santana, investor and independent director, between Madrid and Bogota. en Tue, 01 Sep 2026 09:00:00 +0000 https://mykobu.com/notes/the-rotation/ https://mykobu.com/notes/the-rotation/ Tue, 01 Sep 2026 09:00:00 +0000 AI and its uncomfortable side A contact center can cover between half and two thirds of its seats with AI agents in six months without layoffs. Nobody who leaves is moving on to higher-value work. https://mykobu.com/notes/i-was-a-finance-guy/ https://mykobu.com/notes/i-was-a-finance-guy/ Thu, 23 Apr 2026 09:00:00 +0000 Capital and operations A banker who loses a process keeps the year's other mandates. An executive has the company's competitiveness at stake. https://mykobu.com/notes/the-roundabout/ https://mykobu.com/notes/the-roundabout/ Tue, 07 Apr 2026 09:00:00 +0000 Boards and governance A decision gets escalated when taking the wrong exit costs too much in euros or in time. Everything else gets decided and on you go.